Want to save years off your home loan?

Complete the form below to receive an info pack & start your journey to a brighter, wealthier future.

Simply better off

With just an advice fee, irrespective of how big your loan is, we can help to refinance your home or investment property so that you are simply better off.

Take years off

Who doesn't want to take years of their looks? well we do that for your home mortgage. With our advice you'll pay it off much sooner.

100% Commissions

We never retain any commission so that we can rebate to you 100% of both your upfront Commission and it's monthly trail for the entire lifespan of the mortgage.

lenders

Did you know?

Last year, Australians paid more than 3 Billion dollars in trailing commissions. The big 4 banks made 13.9 Billion dollars in profit last year. Let work together so you came be Simply Better Off!

Beat the banks - Starting NOW!

Our story

It all started with the hunt for a classic mortgage. We wanted our money to work for our mortgage and not the other way around so we started to ask questions. Questions that at that time were very unpopular such as "Why are our commissions so high?" and "How can we get more value out of our Commissions?". Amazingly these questions are still taboo to this day and we never stopped asking.

Making a long story short, through research and persistence, we were able to get the answers to these questions and more. This is how Money Back Mortgage was born, out of a necessity to bring the control of your mortgage from the banks and brokers, back to you.

“Our experience with Mydomaine has been nothing short of amazing!

We were taught to better understand financial processes, how to manage our money in a smarter way and more specifically, we got $3,161 back after settlement and trailing commissions starting at $66/month.

We’ll have our home loan paid off almost 15 years sooner!

Mydomaine has paved the way to a smarter future for our family and we cannot fault them! Highly recommend!!"

-Ashleigh Lindsay and Jeremy Bush, Southern River. WA View case study

Get Started

Our Advisers can provide to you all the information you need to make an informed decision. We'll qualify you for finance and provide to you our recommendations within a written Statement of Advice. We're members of the Finance Brokers Association of Australia Limited (FBAA). The FBAA is a national association representing finance and mortgage loan writers throughout Australia. Rest assured, you're in good company.

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Frequently asked questions

Everything you need to know about Moneyback Mortgage

So how does a Money Back Mortgage work? How does it save me so much money?

We charge a simple advice fee instead of receiving Broker Commissions. With a Money Back Mortgage we have arranged that your Lender will pay to you 100% (ex. GST) of the upfront commission after settlement and then a monthly trailing commission for the life of your loan. These commission rebates when banked against the loan reduce your interest costs meaning more of your repayments go towards paying off the principle debt. Not only do you save interest but by paying your home off sooner you'll save the monthly mortgage repayments.

Are my mortgage repayments and interest rates the same (or better)?

Our MONEY BACK MORTGAGE is not a loan product - it's our service offering. With more than 30 Lenders and 100's of loan products on our panel we'll work to get you the most suitable loan at competitive rates. SAME LENDERS - SAME LOAN PRODUCTS - SAME COMPETITIVE RATES but... You get paid the Commissions

It seems too good to be true? What’s the catch?

There is no catch. We're paid an advice fee for our services. We believe the amount of commissions paid to Brokers far exceeds the true value of the service provided. In fact, we don't believe in getting paid commissions at all! Our fee-for-service approach is fair, provides to you a significant benefit and is the right thing to do.

What’s an Offset Account? How does it work?

A 100% Interest Offset Account is just a savings account but it's linked to your home loan. Any funds in your Offset account are taken into consideration and reduce the home loan balance on which the interest charges are calculated. The more held in Offset - the less interest you pay. This means with each monthly mortgage repayment you make less gets swallowed up by interest costs and more goes towards paying off the original loan amount.

You charge me an Advice Fee – when will what I get back in Commissions cover my cost outlay?

This will vary dependent on your loan size, term of loan and any additional payments you make or save in offset. Our professional obligation is to always work in your best interest. We guarantee that if our advice is to refinance with a MONEY BACK MORTGAGE then you will be in a better position.

What Guarantees do I have that I will get paid the Commissions for the life of the Loan?

It's your Lender that pays the commissions. These commissions are paid directly to your nominated bank account each month via the commission aggregation system and arrangements we hold with our Credit Licensee, Vow Financial Pty Ltd.

Let's get to know each other a little more.

Let’s get started, contact us to arrange a meeting with our Advisers.

We'll discuss your goals and circumstances with you. We'll provide to you our recommendations, the most appropriate loan product and the benefits of our Money Back Mortgage.

There's no obligation to proceed from there, however with your acceptance, we'll handle everything from application to settlement.

Our ongoing financial care will keep you on track.

Contact us and your mission is in play. You can 'Beat the Bank' at their game and look forward to a life being debt free.

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